Tag Archives: buying a home

CLOSING, What to Expect Video 1 in my ASK A BROKER ASSOCIATE SERIES

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Here is the first installment in my video series ASK A BROKER ASSOCIATE.  Our topic is Closing, what to expect.  This video is perfect for anyone that is buying their first home or just wants to see how the process has changed since they bought their home.  A special thank you to my friends at Charter Title Company (Vintage Park Location) for allowing me to film this video on location.

I am still looking for topics that you want addresses.  I hope to answer any and every question you have about real estate.  No question too small, no question too hard, no question too silly.  Email me (scott@scottculberson.com) your question and I’ll add it to my content list.  Names will be changed to protect the innocent as they used to say on the TV show Dragnet.

 

 

You CAN Live Life to the Fullest………..

and I can help,

S.C.

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Content Request for Upcoming Video Series

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QUESTIONS

Sooooo you have questions about real estate and GOOGLE just isn’t bringing back the answers or you are just not sure if the answers they are bring back apply to where you live?  TODAY IS YOUR LUCKY DAY!!!

I am launching a video series that I am calling ASK A BROKER ASSOCIATE that hopes to answer any and every question you have about real estate.  No question too small, no question too hard, no question too silly.  Email me (scott@scottculberson.com) your question and I’ll add it to my content list.  Names will be changed to protect the innocent as they used to say on the TV show Dragnet.

 

You CAN Live Life to the Fullest………..

and I can help,

S.C.

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Buying a home The REAL step number 1

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Money Tree Deciding that you want to buy a home is not really the first step in home ownership and your path to personal wealth.  Before you even start looking at homes, you need to get prequalified.  Your REALTOR can help you decide what type of lender you want to prequalify you, but going through the steps to get prequalified will help you decide if this is the right time for you to buy a home.  The interest rates may be right and homes may be available, but your financial future may not be ready….yet.  Here’s the example I like to give my clients:

You’ve decided that you want to go on vacation.  You have packed the car, got the snacks, boarded the animals, got the mail and newspapers on hold.  Your destination, Disney World in Orlando, FL.  You have your vision, but you haven’t yet looked at all the small goals that have to be met: 1) are you driving straight thru? 2) If your going to stop along the way, where? 3) did you book a hotel along the way 4) are you going to sleep in the car 5) did you book a hotel at or around Disney World? 6) Can you car handle the trip? 7) Can you afford the expenses to go to Disney World? 8)Do you have enough gas

Taking off looking for a home without getting prequalified is just like jumping in the car and heading for Disney World without checking the gas and looking under the hood.  Once you check out your car you might find that it won’t make the trip so you change your destination to Sea World in San Antonio, TX and make it a day trip.

Getting prequalified will make your home buying experience go a lot smoother.  The lender will be asking you specific questions regarding debt, income, etc.  Gathering the information they will need may take you some time to find.  Having your taxes, and banking records at your fingertips helps a lot. Their guidance on your finances will help you determine the price range you can afford.  Most sellers will not even consider an offer unless they have proof of financing or funds available(bank statement for cash buyers). By making this step number one you will be ready to search homes in your price range and make an offer with your REALTOR right when you find one.

Live Life to the Fullest,

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S.C.